Contribution calculations

For the C.A.M.T.I.

The contribution rate is set based on the ratio between the predicted development in the contributing workforce and the expenses of the medical benefits to be covered. This contribution rate is set annually by Ministerial Decree.

The total contribution for the fiscal year 2023-2024 is €1,071.00 per quarter.

For the C.A.R.T.I.

There are four contribution categories which allow between 1 and 4 points per month to be earned through a contribution payment proportional to the amount of rights acquired
(category 1 = 1 point, category 2 = 2 points, etc.).

Since 1 October 1998, an additional rate, set annually by Sovereign Order, has been assigned to the basic contribution.

Contribution amounts and category choice


The contribution is payable for each calendar month whatever the actual duration of the activity conducted during the month in question.

For the C.A.R.T.I.

The contribution shall be paid quarterly in arrears, within the first 10 days of January, April, July and October. Failing that, an interest of 1% per month of delay is applicable.

For the C.A.M.T.I.

The contribution shall be paid quaterly in advance term, within the first 10 days of January, April, July and October. Failing that, an increase of 10% is applied, as well as a value of 1% by month delay.

Exemption from contributions

In the event of a total cessation of the business activity due to an illness, accident or maternity, you can ask to be exempted from paying contributions to the C.A.M.T.I. and the C.A.R.T.I., by completing the "Activity Interruption Notification" appearing on the back of your medical expenses claim form. However, if the business activity is continued by a third party (spouse, employee) such an exemption will not be permitted. If this exemption is granted, you continue to be entitled to medical benefits paid by the C.A.M.T.I. as long as there is a medical reason for the work interruption, but you do not receive retirement points.

Payment methods

Self-employed workers whose membership takes effect after 1st June 2016 must pay their contributions using direct debit. More generally, we suggest that members simplify the management of their C.A.M.T.I. and C.A.R.T.I. contributions by completing the direct debit payment request attached to the membership form and available from the Contribution Collections Department.This safe and simple payment method ensures payment on time and therefore avoids the risk of late payment penalties.

These forms must be completed and signed then returned with a bank statement to the Payments Department of the Accounting Agency.

You can pay your contributions:

  • by bank cheque or postal order,
  • by bank transfer:

in this case, you must contact the Payments Department of the Accounting Agency for the details of the bank account to be credited.

If you are experiencing cash flow difficulties, please contact the Contribution Collections Department to set up a personalised payment plan.

If you are looking to employ personnel, please refer to the pages in theEMPLOYER section