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Social benefits for retirees

Monday, 13 October 2025
If you are a retiree or soon to retire and you are wondering about the benefits to which you may be entitled. Please consult our Frequently Asked Questions for more information.

Reception ONLY IN THE MORNING for submitting your benefit application
Le Flor Offices building – Ground floor
10, rue princesse Florestine
From 8:30 a.m. to 12 p.m. without appointment

Click on the question that interests you

  • What benefits can I claim?
    • There are two types of benefits:
      • The special allowance for pensioners and the spouse allowance will be processed simultaneously starting in October.
        PLEASE NOTE THAT THIS YEAR, you have three months from the date the form is issued to submit your complete application. No applications will be accepted after this deadline.
      • The complementary health benefit will be sent to you during the first half of 2026, provided you are eligible.
        You can consult the conditions for eligibility by following the link below:
        https://www.en.caisses-sociales.mc/home/car-retiree/car-cmrc-retiree/social-benefits
    • These allowances are means-tested, in particular.
  • Who can receive these benefits?
  • What are the eligibility conditions?
    • Exceptional benefit for retirees:
    • The retiree must:
      • have been engaged in salaried employment in Monaco for at least 10 years
      • receive a retirement pension from the CAR (direct or reversionary) paid on the basis of a minimum of 35 points
      • live in Monaco or in the department of the Alpes-Maritimes.
    • Their household must have an annual income* of less than:
    • € 27,710.00  for a single person
    • € 37,130.00  for married persons.
    • Spouse benefit:
    • The retiree must:
      • be married and normally live in the household with their spouse*
      • receive a direct retirement pension from the CAR paid on the basis of at least 60 points.
    • Their household must have an annual income* of less than  € 31,464.00
    • * during the period from 1st October  2024  to 30 September  2025
  • Is there an upper income limit?
    • Yes: all household income* is taken into account when assessing your application. Upper income limits are set at:
      • Exceptional benefit for a single person =>  € 27,710.00
      • Exceptional benefit for a couple =>  € 37,130.00
      • Spouse benefit =>  € 31,464.00
    • * during the period from 1st October 2024 to 30 September 2025
  • Do I have to declare income other than my retirement pensions?
    • Yes: all household income* is taken into account when assessing your application (retirement pensions, income from land, property, salaries, benefits, etc.)
    • * during the period from 1st October 2024  to 30 september 2025
  • How can I obtain an application form?
    • The benefit application form is sent directly to eligible* retirees by post. It is therefore unnecessary to request it if you have never received it.
    • * see« What are the eligibility condtions? ».
  • When will I receive the benefit application form?
    • If you are eligible for one of these benefits, the application form will be sent to you during the first two weeks of October.
  • How should I return my benefit application?
    • The benefit application form and all supporting documents must be sent to the CAR Pensions Department:
      • By post: CAR – Pension Service – 11 rue Louis Notari – 98000 MONACO, or
      • By uploading to your personal insured account, or
      • By email to: retraite-allocations@caisses-sociales.mc or
      • At the Retirement Service reception desk at 10 rue Princesse Florestine – Immeuble le Flor Offices – Ground floor – ONLY in the morning from 8:30 a.m. to 12 p.m.
  • What is the deadline to return it?
    • The complete application (completed and signed allowance application form and the required supporting documents) must be returned to us within a maximum of 3 months of the form being issued.
    • No late or incomplete applications will be processed
  • What do I have to provide?
  • When will I be paid? And how?
    • Payment is made in the final quarter of 2025  for duly completed applications.
    • It is paid by electronic transfer into your usual bank account.
  • How much are these benefits?
    • Exceptional benefit for retirees:
    • Maximum amount:  € 374.00  (if you receive a retirement pension of at least 360 points)
    • The amount that you receive is proportional to your number of points, as long as this is between 35 and 360.
    • Spouse benefit:
    • Maximum amount:  € 2,308.00
    • The amount which you will receive is calculated based on:
      • Your number of retirement points (prorata if this is between 60 and 360)
      • Your income
      • The number of months of your shared life (marriage, death...)
      • The effective date of your pension.
  • We are a married couple and both retirees, will we each receive a benefit form?
    • Just one benefit is granted per household based on the highest pension.
  • I have two C.A.R. retirement pensions (one direct and one widow(er)'s pension), will I receive several forms?
    • Just one benefit is granted per household based on the highest pension.
  • My spouse died between 1st October  2024  and 30 September 2025 , am I still entitled to the spouse benefit?
    • If you received the spouse benefit last year, you can claim it again this year. However, the amount will be calculated on a prorata basis.
  • My spouse is in a nursing home, am I still entitled to the spouse benefit?
    • Yes: when separation between spouses is justified for medical reasons, the condition of a shared life is considered to be fulfilled.

For any other questions or information, please do not hesitate to contact the Retirement - Benefits Department